The Believe

BELIEVE homeownership is within your reach!

Put our low down payment loan options to work for you!

About the Program

Eligible Homes

Are located in Cuyahoga or Lorain counties.

Eligible Buyers

Will pay a down payment as low as 3% of the purchase price. Down payment assistance programs are available through CHN Housing Capital. Visit for more information.

With lower credit scores are considered. Make sure you know your credit score before inquiring!

Are not required to pay monthly private mortgage insurance (PMI).

Are not required to be first-time homebuyers.

Must complete first-time homebuyer classes prior to closing. Sign up for CHN's homebuyer classes at

Can take advantage of a second mortgage home repair loan when combined with the Believe Mortgage.

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