The Believe
Mortgage

BELIEVE homeownership is within your reach!

Put our low down payment loan options to work for you!

About the Program

Eligible Homes

Are located in Cuyahoga or Lorain counties.

Eligible Buyers

Will pay a down payment as low as 3%. Down payment assistance programs are available through CHN Housing Capital. Visit chnhousingcapital.org/dpa for more information.

With lower credit scores are considered.

Are not required to pay monthly private mortgage insurance (PMI).

Are not required to be first-time homebuyers.

Must complete first-time homebuyer classes prior to closing.

Can take advantage of a second mortgage home repair loan when combined with the Believe Mortgage.

How to Apply