The Cuyahoga County Home Repair Loan Program helps eligible homeowners in Cuyahoga County maintain HUD property standards of safe, sanitary and decent housing. Eligible homeowners can receive a loan up to $20,000 for repairs.

About the Program

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Eligible Homeowners

The program is open and available to any HOMEOWNER who lives in Cuyahoga County and meets the following guidelines:
  • Has an income that is at or below 80% of area medium income (AMI) for the county based on family size (see income chart in brochure)
  • Lives in one of the 51 eligible municipalities in Cuyahoga County (see list in brochure)
  • Is current on county real estate taxes, or is currently in a payment plan

Eligible Home Repairs

The program is designed to assist eligible homeowners to make repairs that would bring a home closer to compliance with the county’s “decent, safe and sanitary” guidelines. Examples of some of those repairs may include the following:
  • Roofing, plumbing, electrical and HVAC
  • Exterior painting, porches, stairs, gutters, walks and driveways

Loans / Grants

  • The maximum loan size for your repairs will be up to $20,000.
  • Loans to approved customers will be made in the form of a 0% deferred mortgage and will only be due for repayment upon resale of the property.
  • Approved customers who currently receive a Homestead Exemption on their real estate taxes will have their 0% deferred mortgage forgiven after 5 years.

How to Apply

Step 1: Check your eligibility using the calculator to the right.

Step 2: Download the program's brochure for more information and full eligibility requirements.

Step 3: Download, print and fill out the program's application.

Step 4: Return your completed application to CHN.

You may email your completed application to mnighswander@chnhousingpartners.org.
You may also drop off your completed application in the Sales and Lending drop box on the first floor of our office (near the elevator) located at:
2999 Payne Ave 
Cleveland, OH 44114

 

We will get back to you as soon as possible.
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Eligibility Calculator